Terms and Conditions: HBF Physio “no-gap” general physio consultation for HBF Members

HBF Physio “No-gap” offer allows an eligible HBF Member with cover for physiotherapy to receive an initial face to face general consultation with a physio at HBF Physio discounted to $87. Plus HBF Physio will waive any remaining gap after HBF benefits (including GapSaver) are applied.

Not available in conjunction with any other offer. Limit of one per person per calendar year, waiting periods and other exclusions apply. Members must have their physical or digital member card with them at the time of appointment. Offer excludes requests or referrals to receive tailored physiotherapy assessments or non-routine treatments. Physio cover is not included on HBF Dental Saver. For HBF Members with GapSaver usually set to apply automatically (see below).

Important information about HBF GapSaver benefits: If your GapSaver benefits are usually set to automatically apply to out-of-pocket costs, it is simple to switch off GapSaver prior to your visit. This can be done on the spot at an HBF branch, or by calling HBF on 133 423 (however they recommend allowing up to 3 business days for changes over the phone to be applied). If HBF applies GapSaver to your no-gap physiotherapy consultation, you will qualify for a $30 electronic gift card from us, however you will need to have a current email or mobile number to receive it.